Last Updated: February 11, 2026
Welcome to baj-capital.com ("Website"), operated by Baj Capital LLC ("Company," "we," "us," or "our"). By accessing or using this Website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use this Website.
Baj Capital LLC is a direct business lender providing capital solutions and financial services to established enterprises. We are based in Brooklyn, New York. Our services include private credit, strategic capital, and sustainable financing solutions.
You may use this Website for lawful purposes only. You agree not to:
Submitting an inquiry or application through this Website does not guarantee approval or funding. All lending decisions are subject to our underwriting criteria, due diligence process, and mutual agreement on terms. Information provided on this Website is for general informational purposes and does not constitute a commitment to lend.
Baj Capital LLC may offer SMS/text message communications to users who expressly opt in. The following terms apply to our SMS program:
By checking the SMS consent checkbox on our contact form, you expressly consent to receive text messages from Baj Capital LLC regarding your inquiry, application status, and related business communications. Your consent to receive SMS/text messages is not a condition of purchase of any goods, services, financial products, or lending services from Baj Capital LLC. You are not required to opt in to SMS to use our services or receive financing.
Text messages from Baj Capital LLC may be sent using an automatic telephone dialing system (ATDS) or other automated messaging technology. By opting in, you expressly consent to receiving messages delivered via ATDS. Your consent to receive automated messages via ATDS is voluntary and is not a condition of purchase of any services from Baj Capital LLC.
Message frequency varies depending on your account activity and communications. Standard message and data rates may apply. Baj Capital LLC is not responsible for any messaging or data charges imposed by your wireless carrier.
You may opt out of SMS communications at any time by replying STOP to any text message received from Baj Capital LLC. Upon opting out, you will receive one final confirmation message and will not receive further texts unless you re-subscribe. You may also contact us at albert@baj-capital.com to be removed from our SMS list.
For assistance with our SMS program, reply HELP to any message or email us at albert@baj-capital.com.
Your phone number, SMS consent, and opt-in information will not be shared with or sold to third parties for their marketing purposes. We may share this information only with service providers directly involved in delivering our SMS communications (e.g., our authorized messaging platform provider).
Key SMS/ATDS Disclosures:
• Consent to receive SMS is not a condition of purchase of any goods or services.
• Messages may be delivered via an automatic telephone dialing system (ATDS).
• Message and data rates may apply. Message frequency varies.
• Reply STOP to opt out. Reply HELP for help.
• SMS opt-in data is not shared with third parties for marketing purposes.
All content on this Website — including text, graphics, logos, images, and software — is the property of Baj Capital LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our express written permission.
This Website and its content are provided "as is" and "as available" without warranties of any kind, either express or implied. We do not warrant that the Website will be uninterrupted, error-free, or free of harmful components. We disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement.
To the fullest extent permitted by law, Baj Capital LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of this Website or our services. Our total liability for any claim arising from these Terms shall not exceed the amount you paid to us, if any, during the twelve months preceding the claim.
You agree to indemnify and hold harmless Baj Capital LLC, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from your use of the Website or violation of these Terms.
This Website may contain links to third-party websites. We do not control or endorse these sites and are not responsible for their content or privacy practices.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts located in Kings County, New York.
We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated "Last Updated" date. Your continued use of the Website after changes are posted constitutes acceptance of the modified Terms.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.
For questions about these Terms of Service, please contact:
Baj Capital LLC
Brooklyn, New York
Email: albert@baj-capital.com
Website: baj-capital.com